Chatham-Kent Housing Services manages the Affordable Homeownership Program. This program helps eligible residents buy a home by offering 10% of the home's purchase price, up to $25,000. The funding is a 20-year, interest-free loan that is registered on the title of the home.
To qualify, the home must:
You may qualify if you:
- Are a legal resident of Canada
- Are at least 18 years of age
- Are a current resident of Chatham-Kent
- Have rented consecutively in Chatham-Kent for the last 12 months
- Do not own, or partially own, another home or property
- Do not owe money to a Social Housing landlord
- Have a total gross household income of $98,600 or less
- Can get a mortgage at a recognized financial institution
- Plan to live in the home as your main residence. You cannot transfer or lease it to someone else.
Note: Program details may change based on the rules and requirements of Chatham-Kent Housing Services and/or the Ministry of Municipal Affairs and Housing.
Apply to the Program:
Please submit your completed application, signed and dated, along with all required supporting documentation, to Chatham-Kent Housing Services by email, by mail, or in person.
Email: ckhousingservices@chatham-kent.ca
Chatham-Kent Housing Services
435 Grand Avenue West, PO Box 1296
Chatham, Ontario N7M 5R9
Office Hours: Monday - Friday, 8:30 am - 4:30 pm (closed on holidays)
For questions about this program, please call 311 for more information.
