Affordability

Purchasing a house or renting a home is very affordable in Chatham-Kent. The low cost of living in Chatham-Kent allows residents to enjoy a high quality of life, and our many communities and neighbourhoods provide a variety of home environments to choose from.

Average House Purchase Price

Chatham-Kent
$214,094
London & St. Thomas$375,678
Kitchener-Waterloo$483,537
Toronto$787,300
January-December 2018 based on statistics from the Canadian Real Estate Association.


Average Rental Prices

Chatham-Kent
$777
London
$1,055
Waterloo
$1,093
Toronto
$1,426
August 2018 Average Market Rent, Ontario Ministry of Municipal Affairs and Housing.

Landscape image of a bay with housing on one side and trees on the other.

Buying a Home

To learn more about buying a home, you can consult Canada Mortgage and Housing Corporation (CMHC). CMHC also has special information specifically to help newcomers who want to buy a home in Canada. Visit the below links to see local listings:

Building a Home

Building a home can be more expensive, but it is a good way to make sure your house is exactly what your family wants. If you are considering building a home, you should consult the Chatham-Kent Builders Association and request a homebuyer information package. Before you build your home, you must contact the Municipality of Chatham-Kent to request a building permit and own a lot for you to build on.

Renting a Home

Rental rates for houses and apartments in Chatham-Kent are also very reasonable and the rental properties available can cater to any family size. The Housing for Newcomers website can help you understand apartment rentals and contracts.

When you find an apartment or rental home, a co-signer and a reference may be necessary. The co-signer pays the rent if you cannot pay it every month. The reference is someone the landlord contacts to do a background check.

The following sites can help you begin your search:

You can also call or visit the Salvation Army for a list of rental units in Chatham-Kent:

The Salvation Army Chatham
46 Orangewood Blvd,
Chatham, ON N7L 5H1
Phone: 519.354.8353
Fax: 519-354-9029
E-mail: church@chathamsa.org

Money for Your Home

A mortgage allows you to finance the purchase of a home or property through a financial institution, like a bank, since very few individuals can make a purchase that large outright.

Canadian Bankers Association developed Mortgage Wise to help you choose the right mortgage plan. For more information about mortgages and government funding, visit the Canada-Ontario Affordable Housing Homeownership Program.

Chatham-Kent Housing Services also offers an Affordable Home Ownership Program which provides eligible applicants with a loan to assist with the down payment of a home. To learn more about the program, visit the Chatham-Kent Housing Services pages.

Social Housing

Chatham-Kent Social Housing welcomes all newcomers and families in need of adequate and affordable social housing. Depending on the size of your income and size of your home, you may qualify for government subsidized housing.

If you are interested in social housing, contact:

Health & Family Services
435 Grand Ave W, Box #1296
Chatham ON N7M 5R9
Phone: 519.351.8573 (select option 3)
Fax: 519.351.6404
Email: ckhousingservices@chatham-kent.ca