CK Renovates provides funding for repairs such as:

  • Doors and windows
  • Electrical systems
  • Foundations, roofs, walls, floors and ceilings
  • Handrails
  • Heating systems
  • Height adjustments to countertops
  • Plumbing
  • Ramps
  • Roof replacement

CK Renovates does not provide funding for repairs such as:

  • Decks
  • Garage
  • Landscaping
  • Other property structures 

Funding available

  • Funding is available for homeowners who reside in Chatham-Kent with an income below $68,000.00.
  • Housing Services facilitates loans over $12,500.00 up to a maximun of $25,000. 00. Loans MUST be registered on title.
  • These loans are forgivable loans with a forgiveness of 10 years at 10% per year.


  • Your total annual gross household income must be $68,000 or less
  • You own a home within the Municipality of Chatham-Kent that is your main residence with a market value of $144,500 or less
  • You have not previously received funding through the CK or Ontario Renovates or  Homeownership Program for the property requiring assistance.

To apply

  • Complete and sign the application form
  • Return the completed application form to Chatham-Kent Housing Services with all of the required information, including an estimated cost of repairs/renovations from a professional contractor

For a copy of the application

  • Download and print the CK Renovates Application
  • Call Chatham-Kent Housing Services 519-354-8573 to have an application mailed to you
  • Visit the Chatham-Kent Housing Services office during regular office hours: Monday to Friday (excluding holidays) 8:30 a.m. to 4:30 p.m. to pick up an application