Photo of home along with a hard hat and planning documents.

Do you qualify?

  • Your total annual gross household income must be $68,000 or less
  • You own a home within the Municipality of Chatham-Kent that is your main residence with a market value of $144,500 or less
  • You have not previously received funding through the Homeownership Program for the property requiring assistance

How much $ help could you receive?

  • Up to $25,000 max. in a forgivable loan
  • Up to $5,000 max in the form of a grant for accessibility repairs

What are some examples of repairs that can be done?

  • Chair and bath lifts
  • Doors and windows
  • Electrical systems
  • Foundations, roofs, walls, floors and ceilings
  • Handrails
  • Heating systems
  • Height adjustments to countertops
  • Plumbing
  • Ramps
  • Roof replacement
  • Toilet replacement with low-flush to dual-flush toilet

Energy Efficiency Upgrades

A key objective of this program is to respect the environment and help with savings that will improve housing affordability over the long term through the use of energy savings products or systems.

For more information on a range of energy efficient products & incentives, please review the links provided.

To apply

  1. Complete and sign the application form
  2. Return the completed application form to Chatham-Kent Housing Services with all of the required information, including an estimated cost of repairs/renovations from a professional contractor

For a copy of the application

  • Download and print the Ontario Renovates Application.
  • Call Chatham-Kent Housing Services to have an application mailed to you
  • Visit the Chatham-Kent Housing Services office during regular office hours: Monday to Friday (excluding holidays) 8:30 a.m. to 4:30 p.m. to pick up an application

Ontario Building Code Information ... Adding a Second Unit to  an Existing House 

Adding a second unit is a great way to provide independent living for a family member or make a little extra money to help pay off the mortgage. But there are things you need to consider as you  decide whether to build a second unit. Is your home detached, semi-detached or a rowhouse that is more than five years old? Are you considering renovating it to add a second unit? If the answers are yes, then this guide can help you. It fulfills a commitment made in Ontario’s Housing Supply Action Plan to provide homeowners  with a user-friendly guide and checklist to help you build legal second units. For more information click here.