||Rents in these units are not Rent-Geared-To-Income. Instead, the rents are at approximately 80% of the average market rent as posted by Canada Mortgage and Housing Corporation (CMHC).|
||Ontario Renovates helps low to moderate income families to repair homes while improving energy-efficiency or accessibility.|
CK Homeless Response Line - 519.354.6628
|Home Ownership Program
||Provides individuals and families with a loan for the down payment on a home.|
NEW: Increased Income, Loan and House Price Limits for the Home Ownership Programme 2018
||It gives individuals and families with low to moderate income, the chance to rent a housing unit at a lower cost. You may pay about 30% of your gross monthly income on rent.|
CK Portable Housing Benefit (CKPHB)
On February 2, 2018 Chatham-Kent Housing Services was pleased to introduce a new
option in affordable housing - Chatham-Kent Portable Housing Program (CKPHB). Initial CKPHB offers have been made for 2018 however, applicants are encouraged to apply for future funding. You may be eligible for this program if you are an active household on the Chatham-Kent Rent-Geared-to-Income
(RGI) waitlist. Applications for CKPHB will still be accepted and applicants will be placed on a CKPHB chronological waitlist.
||A RGI subsidy paid directly to landlords in private non-profit, co-operative, and privately owned buildings to bridge the gap between your monthly market rent and your RGI portion.|
New: Healthy Homes Renovation Tax Credit
What is it? The Healthy Homes Renovation Tax Credit is a new permanent, refundable Personal Income Tax credit to help with the cost of permanent home changes that improve accessibility or help a senior be more functional or mobile at home.
The credit is worth up to $1,500 each year, calculated as 15 per cent of up to $10,000 in eligible home renovation expenses that will help seniors stay safely in their homes. It can also be claimed by senior homeowners and tenants, and people who share a home with a senior relative.
Am I eligible?
You are eligible if you are a:
- senior (65 years of age or older by the end of the taxation year for which the credit is claimed) who owns or rents your home, or
- a non-senior who is living with a family member who is a senior.
A landlord renting a home to a senior is not eligible. There is no income test to qualify for this credit. For more information please visit the Ministry of Finance website.