Chatham-Kent Renovates

The Chatham-Kent Renovates Program provides funding to qualified homeowners for home repairs. These funds are available in the form of a forgivable loan and grant, with loan forgiveness of 10 years at 10% per year.  Home repairs covered by the program include:

  • Doors and windows
  • Electrical systems
  • Foundations, roofs, walls, floors and ceilings
  • Handrails
  • Heating systems
  • Height adjustments to countertops
  • Plumbing
  • Ramps
  • Roof replacement

Repairs that are not covered include decks, garages, landscaping and other property structures.


  • Your total annual gross household income must be $50,000 or less.
  • You own a home within the Municipality of Chatham-Kent that is your main residence with a Municipal Property Assessment Corporation (MPAC) value of $144,500 or less.
  • You have not previously received funding through Chatham-Kent Renovates, Ontario Renovates or Affordable Homeownership Program for the property requiring assistance.

Download the CK Renovates Application

Submit Your Application

If you do not have access to a printer, visit the Housing Services office at the address above to pick up an application or call 519-351-1228 to have an application mailed to you.